Credit Cards are BOGUS!!!!!!!!!!

I find this very interesting how is it legal for a credit card company to charge you for making your payments early and also charge you for making your payments late? Somethings a little fishy with this proposal. Whats wrong did the Government not hand you enough of our money to put more fuel in your yacht mr.ceo i think that anyone that gets a bonus of 50,000 dolars plus should have to put every single cent of it into a fund that would then be distributed to The Boy Scouts or Girl Scouts or some organization like that that actually teaches MORAL RESPONSIBILITY go buy a dictionary at walmart if youre having trouble comprehending either of those two words.